6 Months of free business banking.
Help more patients say yes, at zero cost to you.
Help more patients say yes, at zero cost to you. Get free Wio Business banking on Essential or Grow plans, equipment finance up to AED 10M, and offer your patients 0% interest installments — at zero cost and zero risk to your clinic.
AED 0 Cost to Clinic
Up to AED 200,000
AED 0 Processing Fee
What this means for your clinic
1
Your Clinic
Receive full payment immediately — paid in full, as normal. No delayed payments, no financing risk.
2
Your Patient
Existing Wio Personal cardholders convert eligible transactions in the app. New patients can apply for a Wio Personal Credit Card.
How it works
Open a Wio Business Account*
Share your Merchant Identification Number (MID)
Receive and place your collateral kit
Place it at your reception
Clinic gets paid, Wio handles installments
*The 6-month free banking offer applies only to new Wio Business customers opening an Essential or Grow Plan account, using the referral code to be provided by Toothpick team, before 31 December 2026. The referral code must be entered before the application is submitted.
Why clinics choose Wio
No Merchant Fees
No merchant fees, no integration costs, no new systems or training required.
Full Payment Upfront
Receive full payment immediately — paid in full, as normal.
Zero Risk
Wio manages all credit assessments and installment arrangements. Your clinic bears no financing risk.
Up to AED 200,000
Higher patient credit limits mean more patients can say yes to treatment. Subject to Wio approval.
No Operational Disruption
Just a countertop card — nothing to install, no training needed, no changes to your workflow.
Important information
The 6-month free banking offer applies only to new Wio Business customers opening an Essential or Grow Plan account, using the referral code to be provided by Toothpick team, before 31 December 2026. The referral code must be entered before the application is submitted.
Business loans, including equipment financing of up to AED 10,000,000, are subject to Wio Bank's standard credit assessment, eligibility, and approval. Approval and loan amount are not guaranteed and are determined at Wio Bank's sole discretion.
Installment plans created by patients are an agreement between the patient and Wio Bank. Your clinic bears no credit risk, obligation, or liability for a patient's approval, repayment, or default.
This is a business banking and credit product. Please review the full terms before applying.
Questions, answered.
Offer more to your patients.
At no cost to your clinic.
Join Toothpick partner clinics and start offering patient installments at zero cost, plus 6 months of free Wio Business banking.
No merchant fees
No new systems or training
Full payment upfront
We typically respond within 1–2 business days.